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AREAS OF EXPERTISE

Management Accounting
Business and Financial Planning
Financial Management

- Prior to entering the consulting field, Paul was Vice-President and Chief Financial Officer of Hadron, Inc., a publicly traded high technology company headquartered in Southern California.

- A Phi Beta Kappa graduate of the University of Rochester, Mr. Ratoff holds a Master of Science degree in Industrial Administration from Carnegie-Mellon University Graduate School of Industrial Administration (GSIA) and is a Certified Management Consultant and member of the Institute of Management Consultants.

- Mr. Ratoff has been a frequent contributor to the "Business Makeover" section of the Los Angeles Times and has published numerous articles on a variety of topics concerning middle market business owners in the areas of financial management.

Professional Experience

Paul R. Ratoff, CMC, is a Certified Management Consultant and President of Ratoff Consulting. Paul has been a business consultant in southern California for over 25 years assisting a wide range of middle market companies plan and manage their growth and success. Paul began his consulting career as a partner in a small Los Angeles based firm, and then later formed his own firm Ratoff & Associates to assist young companies and companies in crisis in the areas of financial planning, debt restructuring, and turnaround management.

For the next eleven years Mr. Ratoff was associated with two regional accounting firms managing their local consulting practices; first at Stonefield Josephson LLC and then at Moss Adams LLP. During this period, Paul specialized in assisting successful middle market companies improve their profitability and cash flow through process improvement, accounting management and strategic and financial planning.

In the latter part of 2000, Mr. Ratoff started his own consulting practice, Ratoff Consulting, and since then has continued to work with small to mid-size companies focus and manage their resources more profitably.